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Employers Liability Insurance

If your business has employees it is a compulsory requirement that you take out a employers liability insurance policy.
This insurance is required to ensure you have at least the minimum level of cover (5 million) in case any employee or employees makes a claim for compensation as a result of injury or illness caused from their work.

Copies of existing insurance certificates should be held for a 40-year period as claims for work related diseases might be made many years after the disease was caused.

Public liability insurance is a voluntary requirement to cover claims made by members of the public and other businesses. This type of insurance should also be considered.